Disclosure Policy

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This Website / Blog is owned and operated by R&S Commerce, LLC (“Company”, “we”, or “us”), dba SeekDiscoverLearn.com, and is written / edited by Rob Wilson and Sara Wilson.  This Disclaimer, along with the Terms Of Use, and the Privacy Policy, governs your access to and use of SeekDiscoverLearn.com, including any content, function, and services offered on or through the Website / Blog, whether as a guest or as a registered user.  Please read the Disclaimer carefully before you access the Website.  By using the Website or by clicking to accept or agree to the Terms Of Use when this option is made available to you, you accept and agree to be bound and abide by the Disclaimer.   If you do not want to agree to the Privacy Policy, you must not access or use the Website.   

This Website / Blog may accept forms of cash advertising, sponsorship, paid insertions, or other forms of compensation including affiliate relationships.  The compensation received may influence the advertising content, topics, or posts made in this Website / Blog.  That content, advertising space, or post will be clearly identified as paid or sponsored content.   The Owner(s) of this Website / Blog, SeekDiscoverLearn.com, may be compensated at times to provide opinion on products, services, other Websites / Blogs, and other various topics.  Even though the owner(s) of this Website / Blog may receive compensation for posts or advertisements, we always give our honest opinions, findings, beliefs, or experiences on those topics / products / or services.  The views and opinions expressed on this Website / Blog are purely the Bloggers’ own.  Any product claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party in question.

For Educational and Informational Purposes Only

The information contained on this Website / Blog, and the resources available for download through this Website / Blog, are for educational and informational purposes only. 

Not Financial Advice

The information, opinions, suggestions, and recommendations contained on this Website / Blog and any / all resources available for download through this Website / Blog are not intended as, and shall not be understood or construed as, financial advice.   While some of the information provided on this Website / Blog may relate to financial issues, the information contained on this Website / Blog is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your own individual circumstances.  While the owner(s) of this Website / Blog hope and intend for the best for everyone’s situations and endeavors, we ARE NOT, nor do we claim to be, financial professionals, and the Company expressly recommends that you consult with and seek advice from a financial professional.   Neither the Company nor any of its employees or owners shall be held liable or responsible for any errors or omissions on this Website / Blog, or for any damage or loss you may suffer as a result of failing to seek competent financial advice from a professional who is familiar with your particular situation.

No Professional-Client Relationship

Your use of this Website / Blog – including implementation of any suggestions, recommendations, or opinions set out in this Website / Blog, and/or use of any resources available on this Website / Blog – does not create a professional-client relationship between you and the Company, or any of its owners or employees.  

User’s Personal Responsibility

By using this Website / Blog, you accept personal responsibility for the results of your actions.  You agree to take full responsibility for any harm or damage you suffer as a result of the use, or non-use, of the information available on this Website / Blog or the resources available for download from the Website / Blog.  You agree to use judgement and conduct due diligence before taking any action or implementing any plan or policy suggested or recommended on the Website / Blog.

No Guarantees

You agree that the Company has not made any guarantees about the results of taking any action, whether recommended on this Website / Blog, or not.   The Company provides educational and informational resources that are intended to help users of this Website / Blog succeed in personal finance, business, healthy living, and other topics.  You nevertheless recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and or knowledge of the Company.  You also recognize that prior results do not guarantee a similar outcome.   Thus, the results obtained by others – whether clients or customers of the Company, or otherwise – applying the principles set out in this Website / Blog are no guarantee that you or any other entity will be able to obtain similar results.

Errors And Omissions

This World Wide Web Website / Blog is a public resource of general information that is intended, but not promised or guaranteed, to be correct, complete, and up-to-date.    We have taken reasonable steps to insure that the information contained in this Website / Blog is accurate, but we cannot represent that this Website / Blog is free of errors.  You accept the that the information contained on this Website / Blog may be erroneous, and agree to conduct due diligence to verify any information obtained from this Website / Blog, and/or resources available on it prior to taking any action.  You expressly agree not to rely upon any information contained on this Website / Blog.